McMaster health, dental  & life insurance

Quick links:

What's included? Post-retirement benefits provided to retirees by McMaster University may include:

  • extended health care -- financial compensation for hearing aids, glasses, physiotherapy, chiropractors, naturopaths, osteopaths, hospitalizations, etc.
  • dental coverage
  • group life insurance
  • out of province travel insurance

Eligibility for post-retirement benefits varies by employee group and may include a co-pay arrangement. An HR advisor will be able to confirm your eligibility if you're unsure.

Will my benefits change? There are differences between active employee benefit plans and retiree benefit plans. Changes could include:

  • Annual maximums: the maximum amount that will be reimbursed per benefit, per benefit year
  • Percentage reimbursed: the percent of eligible expenses that will be reimbursed
  • Lifetime maximums: the maximum amount that will be reimbursed in a lifetime 

Retiree benefits are “fixed" at the time of retirement and do not change after that, i.e. they will neither increase or decrease, with the exception of the prescription drug benefit, which becomes a supplemental benefit at age 65 when the Ontario Drug Benefit (or other provincial drug benefit) becomes the primary payer.

MURA has a Pensions and Benefits committee whose chairperson you can reach by email at murapb@mcmaster.ca.

For additional information on McMaster benefits, see:
MURAnews articles relating to benefits

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