Know your benefit booklet, Winter 2013

January 28, 2013 7:50 PM | Anonymous

Many McMaster retirees are eligible for healthcare (e.g., prescription drugs, dental, hearing aids, eye glasses, physiotherapy) and group life insurance benefits after retirement. When you retired from the University, Human Resources (HR) may have provided you with a booklet listing these benefits. If you do not have a copy of the booklet, you may find it in Human Resources Retiree Information or you can call HR at 905-525-9140 x 22247.

In order to be fully informed about your post-retirement benefits you should have a copy of your booklet. The front cover states to whom the plan applies (e.g., “Retired Teaching Non-Clinical Faculty and Librarians plan 5”) and gives the Contract Number for McMaster retirees: 25018/50813. The first paragraph on the second or third page gives further information (e.g., “These plans apply to individuals who retired after July 1, 1998 or those who retired earlier and opt to participate in this plan.”). Taken together, this information identifies you as a member of a specific plan.

Seventeen different benefit booklets are listed on the HR web site. The booklet that applies to you depends on the employee group or bargaining unit to which you belonged while working and your year of retirement. None of this is simple; you may need help from HR to determine where you fit into the table below. Your benefit booklet may not appear on the Human Resources website or in the table. If in doubt, contact HR. 

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